Thinking about buying a home? It’s time to check on your credit score.
A good credit score shows lenders that you are a safe investment. The higher your score, the lower the rates you’re likely to qualify for.
1. Limit your credit applications2. Avoid closing old accounts3. Make future payments on time4. Pay down credit card balances5. Fix errors on your credit report
But don’t panic if your rate isn’t there yet You can improve it through a few key steps, and over time, that score will start to climb
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